Privacy Policy

At Singapore Economic Insights, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Please read this Privacy Policy carefully. By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by all the terms outlined in this policy. If you do not agree with our policies and practices, please do not use our website.

1. Information We Collect

1.1 Personal Information

We may collect the following types of personal information:

• Contact Information: Name, email address, phone number, and mailing address when you subscribe to our newsletter, register for an account, or contact us.
• Account Information: Username, password, and account preferences if you create an account on our platform.
• Payment Information: Credit card details, billing address, and other payment details when you purchase our services or products. Please note that payment processing is handled by secure third-party payment processors, and we do not store complete credit card information on our servers.
• Communication Data: Contents of emails, contact form submissions, and other communications you send to us.
• Survey Responses: Information you provide when participating in surveys, polls, or providing feedback.

1.2 Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and browsing actions, including:

• Technical Data: IP address, browser type and version, operating system, device information, and time zone setting.
• Usage Data: Pages visited, time spent on pages, links clicked, and browsing patterns.
• Location Data: General geographic location based on IP address.

1.3 Cookies and Similar Technologies

We use cookies, web beacons, pixels, and similar tracking technologies to collect information about your browsing activities. For more information about our use of cookies, please see our Cookie Policy section below.

2. How We Use Your Information

We may use the information we collect for various purposes, including:

2.1 Provide and Maintain Our Services

• Process and fulfill your requests, transactions, and subscriptions
• Provide customer support and respond to inquiries
• Administer your account and maintain service functionality
• Deliver personalized content and recommendations

2.2 Improve and Develop Our Services

• Analyze usage patterns and perform research to enhance our website and services
• Develop new features, products, and services
• Monitor and analyze trends and statistical data
• Debug and troubleshoot technical issues

2.3 Communications and Marketing

• Send administrative emails regarding your account or services
• Deliver newsletters, economic updates, and promotional content
• Inform you about relevant offers, events, or updates
• Request feedback and conduct surveys

2.4 Security and Legal Compliance

• Protect against fraudulent, unauthorized, or illegal activity
• Enforce our Terms and Conditions and other legal agreements
• Comply with legal obligations and respond to legal requests
• Establish, exercise, or defend legal claims

3. How We Share Your Information

We may share your personal information with the following categories of recipients:

3.1 Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as:

• Payment processors to handle transactions
• Email service providers to deliver communications
• Analytics providers to help us understand website usage
• Customer service platforms to assist with inquiries
• Cloud hosting providers to store and process data

These service providers are contractually obligated to use your information only for the purposes of providing services to us and in accordance with applicable data protection laws.

3.2 Business Transfers

If we are involved in a merger, acquisition, reorganization, sale of assets, or bankruptcy, your personal information may be transferred as part of that transaction. We will notify you via email and/or a prominent notice on our website of any change in ownership or uses of your personal information.

3.3 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency). We may also disclose your information to:

• Enforce our rights, privacy policy, and other agreements
• Protect our rights, property, or safety, and that of our users or others
• Prevent or investigate possible wrongdoing in connection with our services

3.4 With Your Consent

We may share your information with third parties when you have given us your explicit consent to do so.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, accidental loss, alteration, disclosure, or destruction. These measures include:

• Encryption of sensitive data
• Secure Sockets Layer (SSL) technology for data transmission
• Regular security assessments and vulnerability testing
• Access controls and authentication procedures
• Data backup and recovery protocols

While we strive to protect your personal information, no method of transmission over the Internet or electronic storage is 100% secure. Therefore, we cannot guarantee absolute security of your data.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. The criteria used to determine our retention periods include:

• The length of time we have an ongoing relationship with you
• Our legal obligations under applicable laws
• The existence of any legal claims or compliance requirements
• The nature of the information and potential risk of harm from unauthorized use or disclosure

When we no longer need to use your personal information, we will securely delete or anonymize it.

6. Your Data Protection Rights

Depending on your location, you may have certain rights regarding your personal information. These may include:

• Right to Access: You may request information about the personal data we hold about you and how it is used.
• Right to Rectification: You can request that we correct inaccurate or incomplete information about you.
• Right to Erasure: You can request that we delete your personal information in certain circumstances.
• Right to Restrict Processing: You can request that we limit how we use your personal information.
• Right to Data Portability: You can request a copy of your personal information in a machine-readable format.
• Right to Object: You can object to our processing of your personal information for certain purposes.
• Right to Withdraw Consent: If we rely on your consent to process your personal information, you can withdraw your consent at any time.

To exercise any of these rights, please contact us using the contact information provided at the end of this Privacy Policy. We will respond to your request within the timeframe required by applicable law.

7. International Data Transfers

We may transfer, store, and process your personal information in countries other than your country of residence. These countries may have data protection laws that are different from those in your country.

When we transfer your personal information internationally, we take appropriate safeguards to ensure that your information receives an adequate level of protection, regardless of where it is processed. These safeguards may include:

• Standard contractual clauses approved by relevant data protection authorities
• Binding corporate rules for transfers within our corporate group
• Compliance with regional data protection frameworks
• Obtaining your explicit consent for the transfer

8. Cookie Policy

8.1 What Are Cookies

Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites work more efficiently and provide information to the website owners.

8.2 Types of Cookies We Use

We use the following types of cookies on our website:

• Essential Cookies: These cookies are necessary for the website to function properly and cannot be turned off in our systems. They are usually set in response to actions you take, such as setting your privacy preferences, logging in, or filling in forms.
• Performance Cookies: These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us know which pages are the most and least popular and how visitors move around the site.
• Functionality Cookies: These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages.
• Targeting Cookies: These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant advertisements on other sites.

8.3 Cookie Management

You can control and manage cookies in various ways. Most web browsers allow you to manage your cookie preferences through their settings. You can:

• Delete cookies from your device
• Block cookies by activating the setting on your browser that allows you to refuse all or some cookies
• Set your browser to notify you when you receive a cookie

Please note that if you choose to block or delete cookies, you may not be able to access certain areas or features of our website, and some services may not function properly.

You can also manage your cookie preferences through our cookie consent banner when you visit our website.

9. Children's Privacy

Our website and services are not directed to individuals under the age of 16. We do not knowingly collect personal information from children. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us, and we will take steps to delete such information.

10. Third-Party Links

Our website may contain links to third-party websites, plug-ins, and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. We encourage you to read the privacy policy of every website you visit.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by posting the updated Privacy Policy on this page and updating the "Last updated" date at the top of this policy.

We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. Your continued use of our website after we post any modifications to the Privacy Policy will constitute your acknowledgment of the modifications and your consent to abide by the modified policy.

12. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

Singapore Economic Insights
Studio 57t Linda Via East Adamtown
London, SE1 7DB
United Kingdom

Email: privacy@singaporeeconomicinsights.com
Phone: +446769214113

We will make every effort to respond to your inquiry promptly and address your concerns thoroughly.